For originators

Turn receivables into repeatable institutional markets.

Nodalera helps credit originators structure, issue and operate PTC markets without rebuilding the execution stack for every transaction.

Explore a PTC market

Keep your origination and servicing model. Add a governed operating layer around the transaction.

01
Receivables
Already originated
02
Eligible pool
Selected and validated
03
PTC market
Structured and governed
04
Institutional capital
Allocated exposures
First pool

Operating structure established.

Reusable infrastructure
Next pool

Starts from what already exists.

Repeated transaction work

Securitisation works. The operating process still resets too often.

Every new pool brings familiar work.

01Asset selection
02Pool validation
03Transaction structuring
04SPV and trustee coordination
05Investor eligibility
06Allocation
07Settlement
08Servicing
09Reporting
10Transfer

The institutions already exist. The problem is that the workflow connecting them is repeatedly reconstructed transaction by transaction.

Nodalera makes more of that execution reusable.

Transaction 01
PoolSPV / TrusteeRating / LegalInvestorSettlementServicingReporting
Transaction 02
PoolSPV / TrusteeRating / LegalInvestorSettlementServicingReporting
Transaction 03
PoolSPV / TrusteeRating / LegalInvestorSettlementServicingReporting
Nodalera · reusable execution layer

Sits beneath future transactions so more of the workflow carries forward. Not all of the work disappears — less of it starts from zero.

Pool formation

Start with the assets you already originate.

An originator identifies a pool of receivables it is willing to securitise. Nodalera helps translate the pool into an executable market structure by defining:

01Asset eligibility
02Concentration rules
03Pool composition
04Amortisation profile
05Expected cash flows
06Servicing logic
07Default and recovery treatment
08Reporting requirements
Loan book

Everything you already originate

Eligibility rules

Asset, tenor and borrower criteria

Concentration and performance filters

Exposure limits and track record

Eligible pool
₹100 Cr

Ready to be structured and executed.

The objective is not to change how the credit was originated.

It is to make the selected pool easier to structure, execute and operate.

Existing institutions

Existing institutions stay where they belong.

Originator

Creates the receivables and may continue as servicer.

SPV / Trust

Holds the securitised pool.

Trustee

Administers investor rights and transaction obligations.

Rating, legal and compliance

Define and validate the transaction framework.

Banks and settlement infrastructure

Move funds, collections and distributions.

Nodalera · execution layer

Coordinates the rules and execution connecting them — beneath the transaction, never inside the ownership chain.

We do not replace the securitisation ecosystem. We make it operate more coherently.

Investor exposure

One pool can support more than one investor mandate.

A homogeneous receivables pool does not have to become one homogeneous investor exposure. Its cash flows and loss position can be structured into differentiated certificates.

CapitalPrincipal-oriented, senior exposure.
IncomeInterest-oriented exposure.
OpportunityResidual economics with first-loss exposure.

This allows one underlying pool to potentially serve investors with different risk-return preferences. The financial engineering must remain supported by the actual economics of the underlying receivables.

Governed lifecycle

Nodalera coordinates the transaction from allocation through maturity.

01
Before issuance

Pool definition, investor rules, certificate structure and transaction configuration.

02
At issuance

Eligibility, allocation, settlement, ownership and evidence.

03
During servicing

Collections, waterfalls, distributions, reserve movements, reconciliation and reporting.

04
At transfer

Buyer eligibility, transfer conditions, settlement and ownership update.

05
At maturity

Final distributions, reconciliation, redemption and closure.

Nodalera · one operating rail

The same operating logic follows the pool through its full lifecycle.

Repeatability

The first market takes the most work.

A first transaction requires the full operating structure to be established. Once that exists, the next pool can reuse more of the infrastructure.

Market 01

Build

Pool rules
Certificate templates
Investor policies
Waterfall logic
Settlement workflows
Servicing processes
Evidence requirements
Transfer rules
Execution library established from scratch.
Market 02

Reuse + extend

Pool rules
Certificate templates
Investor policies
Waterfall logic
Settlement workflows
Servicing processes
Evidence requirements
Transfer rules
Reused execution components: 4 of 8. New implementation effort concentrated on what is genuinely new.
Market 03

Reuse more + extend less

Pool rules
Certificate templates
Investor policies
Waterfall logic
Settlement workflows
Servicing processes
Evidence requirements
Transfer rules
Reused execution components: 7 of 8. New implementation effort concentrated on what is genuinely new.

The second market should be easier to launch than the first.

Repeatable funding channel

From one securitisation to a repeatable funding channel.

A single PTC issuance can solve a transaction. A reusable operating model can support a program.

As originators bring more eligible pools onto Nodalera, the same execution infrastructure can support:

01Additional receivables pools
02Repeat investors
03Reusable documentation and policies
04Consistent servicing workflows
05Standardised evidence
06Growing transaction history
Pool 01Same execution infrastructure
Pool 02Same execution infrastructure
Pool 03Same execution infrastructure
Institutional allocator network

Pools connect into the same governed operating layer. Participation always remains an investor decision.

Nodalera is designed to help move securitisation from a sequence of bespoke transactions toward repeatable market infrastructure.

What Nodalera improves

What Nodalera improves.

01Repeatability

Reuse more of the operating structure across future pools.

02Coordination

Reduce fragmentation across originator, trustee, SPV, investors and settlement infrastructure.

03Investor choice

Structure differentiated exposures from the same underlying pool.

04Lifecycle visibility

Track servicing, distributions, reserve movements and entitlements through one governed workflow.

05Transfer readiness

Embed the eligibility, ownership and settlement logic required when transfers are permitted.

06Evidence

Maintain a consistent record of approvals, execution and lifecycle events.

What Nodalera does not promise.

Nodalera does not manufacture investor demand.

It does not guarantee lower funding costs.

It does not guarantee liquidity.

It does not replace the trustee, SPV, rating agency, legal counsel, bank or servicer.

The value comes from making the market easier to structure, operate and repeat.

Explore a pool with us.

If you have a receivables pool that could support institutional participation, we can start with the transaction rather than the technology.

Pool readiness
01Underlying asset
02Pool size
03Tenor
04Historical performance
05Target funding economics
06Credit enhancement
07Servicing model
08Likely investor profile